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I am not one to judge, but when a loan applicant says they are claiming & being paid rental assistance from Centerlink but not actually paying rent to anyone as they live with "friends" you have to wonder what's going on....... ... See MoreSee Less

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To those who follow...Merry Christmas to you all and thank you for allowing me to assist during the past year.....Mind you, I really should share more interesting information on the financing of "stuff", but for now, the attached is what I achieved this year. ... See MoreSee Less

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FIVE THING I BET YOU DON'T KNOW:
1. The difference between the quoted rate and the comparison rate
2. How your current home loan rate compares with the market.
3. The interest rate on your credit card.
4. Why a 1.00% rate on a car loan is not a good deal.
5. Fees being charged by your superannuation fund managers.
... See MoreSee Less

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Today's piece of financial advice - No matter how hard up you may be for cash, don't use the alleged services of a pay day lender like Wizard or Nimble....Nothing against their services, but an inquiry on your credit file by such lenders is like a red flag to main stream financiers who will use it as a reason to decline any future applications you may initiate, no matter the reason for the short term cash need......If you need cash, ask a relative or friend. ... See MoreSee Less

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Sanity appears to have prevailed in parliament today (an unusual occurrence) whereby the proposed cap on concessional contribution to superannuation has been lifted from a MAXIMUM of $500,000 per lifetime, to a far more sensible $100,00 per year. ... See MoreSee Less

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Last night I gave a quick presentation to members of the Brisbane North Chamber of Commerce on the financial services I can provide. ... See MoreSee Less

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Tough day when I offer rate of 4.75% for payments of $1,636, only to have the borrower say he is going with his bank at $1,645 because although it's an extra $9 per month, their rate is lower at 4.35% - What did I miss? ... See MoreSee Less

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Several calls today, all regarding reduction in loan rates, given this week's rate cut by the Reserve Bank, to which the answer is NO... To clarify, the RBA Cash Rate (now 1.50%) is the price it charges a commercial bank to borrow money overnight, in order to settle all their inter-bank transaction, not what these same commercial banks lend at.....Want to understand more, contact me. ... See MoreSee Less

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Odd things financed this month? - Cameras, Cold Rooms, Mobile Cooking Trailers, Caravans, Coffee Machines, Storage Bins, Shipping Containers...all bundled in with the usual cars and trucks. ... See MoreSee Less

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I helped a client with finance on new machinery last month, and here it is, hard at work. ... See MoreSee Less

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