Business and commercial
Trucks, machinery, fleet vehicles, fit-outs and equipment. Whether you've been trading for ten years or ten weeks.
Talk business finance
Business, vehicle and personal finance · Brisbane and SEQ
Finance for people who work for a living.
I'm Zach. I find the lender that fits you, handle the paperwork and keep you posted. No jargon, no runaround. Just a straight answer from someone who picks up the phone.
What are you looking to finance?
Getting a quote won't affect your credit score.
Quotes in hours
once I've got your documents
Loans from $20kBusiness and personal
New ABNs welcomeJust started out? Still worth a call
All credit historiesGood, patchy or knocked back before
Settle in 1 to 3 daysAfter approval, depending on lender
Lenders I work with
From the big banks to specialist and business lenders. More choice means a better shot at the right loan.
36lenders on my panel
Hoursto get quotes, once docs are in
What I help with
Most people don't know what asset finance is, and they shouldn't have to. Whether it's for the business or for you and the family, tell me what you're after and I'll find the right loan for it.
Tradies
Utes, vans, trailers, tools and gear. I work around your hours, so we can sort it after knock-off or on a smoko call.
Get tradie finance
Knocked back before?
Missed payments, defaults or a bank that said no. I work with specialist lenders and I'll give you an honest read on your options.
Have a no-judgement chat
Types of loans
Business or personal, I've got a loan for it.
Not sure which one you need? That's my job. Call me and I'll point you to the right one.
For your business
New and established ABNs- Commercial vehicle financeCars, utes and vans for the business
- Truck and trailer financeLight trucks through to prime movers
- Equipment and machineryExcavators, forklifts, tractors and plant
- Chattel mortgage and leaseStructured to suit your tax and cash flow
- Low doc business loansFor when your tax returns aren't up to date
- Fit-out and fleet financeShops, offices and multiple vehicles
For tradies
Sole traders and small crews- Ute and van financeNew or used, with the fit-out included
- Tools and equipmentGear that pays for itself on the job
- Trailer financeBox, tipper and plant trailers
- New ABN loansJust gone out on your own
- Low doc optionsLess paperwork for self-employed
For you and the family
Personal finance, no ABN needed- Car loansNew, used or private sale
- Personal loansRenovations, weddings, big one-offs
- Debt consolidationRoll it into one repayment
- Caravan, camper and boatFor the weekends you work for
- Motorbike and jet skiRoad, dirt or water
- Bad credit car loansSpecialist lenders for patchy history
Just gone out on your own?
A lot of brokers want two years of trading before they'll look at you. I work with lenders who consider newer ABNs, so give me a call before you rule yourself out.
How it works
1
Have a quick chat
Ten minutes on the phone. Tell me what you need and where you're at. No credit check to have a yarn.
2
Send your documents
I'll tell you exactly what I need. Once it's in, I'll usually have quotes back to you within hours.
3
Sign and pick up the keys
Once you're approved, most loans settle in 1 to 3 business days depending on the lender.
Your bank, or a bloke who works for you?
A bank can only offer you its own loans. I shop around for you.
| Going to your bank | Calling Zach | |
|---|---|---|
| Lenders compared | One, their own | 36 lenders on my panel |
| Who you deal with | Whoever picks up | Me, start to finish |
| New ABN | Often want two years of trading | Lenders who consider newer ABNs |
| Patchy credit | Usually a no | Specialist lenders and an honest read |
| Chasing paperwork | Your job | My job |
| When you can talk | Business hours | After knock-off is fine |
Your finance guy
G'day, I'm Zach.
I'm a finance broker who'd rather talk like a mate than a bank. I deal with the lenders so you don't have to, and I'll always tell you straight, even when the answer isn't the one you wanted.
Call me on 0409 208 618Questions people ask me
Will getting a quote hurt my credit score?
No. A chat and an indicative quote won't touch your credit file. A formal application to a lender does involve a credit check, and I'll always tell you before that happens.
I've only had my ABN a few months. Can I still get finance?
Often, yes. Some lenders will look at newer ABNs, especially if you've got experience in the same trade or industry. Give me a call and I'll tell you where you stand.
I've been knocked back before. Is there any point?
Worth a chat. I work with specialist lenders who look at the full picture, not just a score. If I can't get it done, I'll tell you straight and what to fix first.
How fast can it happen?
Once I've got your documents, I'll usually have quotes back within hours. After approval, most loans settle in 1 to 3 business days depending on the lender.
What documents do I need?
It depends on the loan. Usually ID, a few recent bank statements and details of what you're buying. For business loans, your ABN and sometimes BAS or tax returns. I'll send you a short list.
Do you charge a fee?
[Zach to confirm: how he's paid, any broker fee, and that it's set out in the credit guide.]
Let's get you a quote.
Fill this in and I'll give you a call. Getting a quote won't affect your credit score.
Or call 0409 208 618